Position Overview

At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the company’s success. As an Actimize Software Engineer Principal within PNC's Fraud Technologies Group organization you will be located at 2850 East Camelback Rod, Phoenix, AZ 85016, Pittsburgh, PA or Denver, CO

Monday thru Friday 8 to 5 timeframe with some weekends due to project releases. Also on call production support required about every 6 weeks.

The Software Engineer Principal is a senior technical leader within the Fraud Transactions Engineering organization, responsible for designing, optimizing, and extending the systems that power high volume, database driven fraud transaction processing.
This role focuses on SQL optimization, database centric application design, Java based platform extensions, and enterprise integrations that enable real time and batch fraud detection. The Principal Engineer partners closely with application teams, DBAs, platform engineers, and operations to ensure fraud systems are performant, resilient, and scalable.

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Key Responsibilities

Database & SQL Performance Engineering
• Serve as a technical authority for SQL design and optimization across fraud transaction platforms.
• Design, analyze, and tune complex SQL and PL/SQL used in high volume transactional and analytical workloads.
• Partner with engineers to optimize database access patterns, indexing strategies, and schema designs.
• Diagnose and remediate SQL driven performance issues impacting real time fraud decisioning or batch processing.
Java Development & Platform Extensions
• Develop and maintain Java based custom extensions, including Action Plugins, to enhance and extend Actimize platform functionality.
• Collaborate with fraud engineers to integrate custom logic into detection and processing flows while maintaining performance and stability.
• Ensure Java components are efficiently designed to minimize database contention and latency.
Integration & Data Flow Engineering
• Design and support integrations between fraud platforms and upstream/downstream banking systems.
• Work with ETL tools (e.g., Informatica), APIs, SOAP/REST web services, and message queues to enable reliable, performant data movement.
• Optimize data ingestion and extraction patterns to support fraud detection at scale.
Unix / Linux & Automation
• Leverage Unix/Linux shell scripting to automate operational tasks, support maintenance activities, and assist with diagnostics.
• Partner with platform and operations teams to improve automation, monitoring, and operational efficiency.
Technical Leadership & Collaboration
• Act as a Principal level technical mentor to engineers across Fraud Transactions Engineering.
• Provide design guidance and code reviews focused on performance, scalability, and maintainability.
• Collaborate with product, architecture, and operations partners to translate fraud requirements into technical solutions.
• Lead during high severity incidents, quickly isolating and resolving application or query level issues.

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Required Qualifications
• Bachelor’s degree in Computer Science, Engineering, or equivalent experience.
• 5+ years of hands on software engineering experience in enterprise environments.
• Expert level SQL and PL/SQL skills, with experience supporting high volume, database driven systems.
• Strong Java programming experience, including building custom extensions or plugins for enterprise platforms.
• Experience with Oracle or Microsoft SQL Server in transaction intensive environments.
• Hands on experience with enterprise integration technologies (ETL, APIs, web services, messaging).
• Working knowledge of Unix/Linux environments and shell scripting.

PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.

 

PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.

Job Description

• Aligns business strategy with software solutions.
• Proposes, designs & codes software solutions to address complex business needs. Oversees technical and procedural documentation required.
• Leads complex problem solving.
• Provides technical guidance and support to colleagues and solution development.
• Displays an innovative approach to apply modern principles, methodologies and tools to advance business initiatives and capabilities.

PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:

• Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
• Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.

Qualifications

Successful candidates must demonstrate appropriate knowledge, skills, and abilities for a role. Listed below are skills, competencies, work experience, education, and required certifications/licensures needed to be successful in this position.

Preferred Skills

Application Development, Business Management, Customer Solutions, Design, Extract Transform Load (ETL), Group Problem Solving, Java, Linux, Process Improvements, Release Management, Software Solutions, Structured Query Language (SQL), User Experience (UX) Design

Competencies

Application Design, Architecture, Packaged Application Integration, Product and Vendor Evaluation, Software Process Improvement (SPI), System Development Life Cycle, Technical Troubleshooting

Work Experience

Roles at this level typically require a university / college degree, with 5+ years of industry-relevant experience. Specific certifications are often required. In lieu of a degree, a comparable combination of education, job specific certification(s), and experience (including military service) may be considered.

Education

Bachelors

Certifications

No Required Certification(s)

Licenses

No Required License(s)

Pay Transparency

Base Salary: $106,000.00 – $165,600.00

Salaries may vary based on geographic location, market data and on individual skills, experience, and education. This role is incentive eligible with the payment based upon company, business and/or individual performance.

Application Window

Generally, this opening is expected to be posted for two business days from 11/24/2025, although it may be longer with business discretion.

Benefits

PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.

To learn more about these and other programs, including benefits for full time and part-time employees, visit pncthrive.com.

Disability Accommodations Statement

If an accommodation is required to participate in the application process, please contact us via email at AccommodationRequest@pnc.com. Please include “accommodation request” in the subject line title and be sure to include your name, the job ID, and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses.  Applicants may also call 877-968-7762 and say "Workday" for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

At PNC we foster an inclusive and accessible workplace.  We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)

PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and, for any registered role, the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA), which prohibit the hiring of individuals with certain criminal history.

California Residents

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